Privacy Policy
Last Updated: 23rd August 2024
Shree Ganga Finance Private Limited (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.shreegangafinance.com (the “Site”) and utilize our services. By using our Site and services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect information to provide better services to our customers and to improve our business operations. The types of information we may collect include:
a. Personal Information
  • Contact Information: Name, email address, postal address, phone number.
  • Identity Information: PAN number, Aadhaar number, passport details, voter ID.
  • Financial Information: Bank account details, credit/debit card details, income information.
  • Employment Information: Employment status, occupation, salary details.
  • Demographic Information: Age, gender, marital status.
b. Non-Personal Information
  • Browsing Information: IP address, browser type, language preferences, referring/exit pages, and URLs.
  • Cookies and Tracking Technologies: We use cookies to collect information about your interaction with our Site and services. You can manage your cookie preferences in your browser settings.
2. How We Use Your Information
We use the information we collect for various purposes, including:
  • To Provide Services: To process your loan applications, manage your accounts, and provide you with the requested services.
  • To Communicate: To send you service updates, promotional offers, newsletters, and other information that may be of interest to you.
  • To Improve Our Services: To understand how you use our Site, improve our products and services, and develop new offerings.
  • For Security and Compliance: To protect our customers, prevent fraud, and comply with legal obligations.
3. How We Share Your Information
We do not sell, rent, or trade your personal information with third parties. However, we may share your information with:
  • Service Providers: Third-party vendors who assist us in operating our Site, providing our services, and conducting our business.
  • Legal Authorities: If required by law, or to protect our rights and property, we may disclose your information to relevant authorities.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Your Choices and Rights
You have certain rights regarding your personal information, including:
  • Access: You can request access to the personal information we hold about you.
  • Correction: You can request correction of any inaccurate or incomplete information.
  • Deletion: You can request the deletion of your personal information under certain circumstances.
  • Opt-Out: You can opt-out of receiving marketing communications from us at any time.
To exercise any of these rights, please contact us at privacy@shreegangafinance.com.
5. Security of Your Information
We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and regular security audits. However, no method of transmission over the internet is completely secure, and we cannot guarantee the absolute security of your information.
6. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. Children’s Privacy
Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information from our records.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make changes, we will revise the “Effective Date” at the top of this policy and notify you via email or prominent notice on our Site. We encourage you to review this policy periodically to stay informed about how we protect your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Shree Ganga Finance Private Limited
Address : 2nd Floor Bix 2-2841/11, Bix, G.T. Road, Civil Lines Jalandhar PB 144001 IN
Email : info@shreegangafinance.com
Phone : +91-99295 80209